Technology has changed the way we live, communicate and do business. Over the last decade, the use of technology in the financial industry has increased significantly.

Fintech is more than a buzz word and describes the convergence between finance and technology.

Operators in the Fintech industry are usually disruptors trying to break barriers in a heavy regulated financial services industry through new business models and concepts.

However, the financial services industry is also subject to increasingly complex regulatory requirements.

Due to our expertise in technology and financial services, we are well positioned to assist clients that are desirous of obtaining a financial service license in Malta and to provide ongoing regulatory and legal support.

The Malta Financial Services Authority (“MFSA”) is the regulator of financial services in Malta.

eMoney instutions, payment providers and other players in the payment industry are subject to the Financial Institutions Act, Chapter 376 of the Laws of Malta implements the PSD2 Directive and the eMoney Directive into Maltese law.

For further information about blockchain, distributed ledger technology and crypto-currencies, please access our Blockchain page.